Privacy Policy

Smart Money Cart is owned and operated by Adarsh Osle (AMFI ARN: 329478). This Privacy Policy explains how we collect, use and protect your information on smartmoneycart.in.

1. Information We Collect

We may collect the following information when you use our website or contact us:

• Personal information: name, email address, phone number, city, and any details you submit through contact forms or enquiry forms.
• Technical / non-personal data: IP address, browser and device type, pages visited, time on site, referral source and analytics cookies.

2. How We Use Your Information

We use the collected information for the following purposes:

• To respond to your enquiries and provide mutual fund distribution services.
• To send updates, newsletters, and educational material (only if you opt in).
• To process transactions with AMCs and R&T agents when you invest through us.
• To analyze and improve website performance and user experience.

3. Cookies & Tracking

We use cookies and analytics tools to understand site usage and improve performance. Cookies are small files stored on your device. You may disable cookies via your browser settings, but some site features may be affected.

4. Sharing & Disclosure

We do not sell your personal data. We may share information only in the following circumstances:

• With AMCs / R&T agencies to process mutual fund transactions.
• With service providers helping us operate the website (analytics, hosting).
• When required by law, regulation, or valid legal process.

5. Data Security

We implement reasonable technical and administrative measures to protect your information from unauthorized access, disclosure, alteration or destruction. However, no internet transmission or storage is 100% secure.

6. Data Retention

We retain personal data only as long as necessary to provide services, meet legal obligations, and for legitimate business purposes. Retention periods vary by the type of data and applicable laws.

7. Your Rights

You have the right to request:

• Access to the personal data we hold about you.
• Correction of inaccurate or incomplete data.
• Deletion of your personal data (subject to legal and contractual obligations).
• Withdrawal of consent and opt-out of communications.

To exercise these rights, please contact us using the details below.

8. External Links

Our website may include links to third-party sites. We are not responsible for their privacy practices or content.

9. Changes to this Policy

We may update this Privacy Policy from time to time. We will post the updated policy on this page with the revised date.

10. Contact Information

If you have questions or requests regarding your data, contact:

Smart Money Cart
Operated by: Adarsh Osle (ARN: 329478)
Email: [Add Email]
Phone: 7771855223
Website: smartmoneycart.com